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LEMON LAW | VERMONT DEPARTMENT OF MOTOR VEHICLES

Provides consumers with a forum to resolve car warranty problems. Offers educational information about the law, frequently asked questions, and the process of arbitration. Consumers may file a Demand for Arbitration to request a hearing after demonstration of reasonable repair, which is usually three unsuccessful attempts or 30 cumulative calendar days out of service within the manufacturer's express written warranty. The term "motor vehicle" includes automobiles, select recreational vehicles, and trucks up to a certain weight. Forms are available for download on the website.

What's Here

Arbitration
Automobile Complaints
Consumer Education

BANKING DIVISION CONSUMER ASSISTANCE | VERMONT DEPARTMENT OF FINANCIAL REGULATION

Provides assistance and education to protect consumers from financial fraud, and offers help with filing complaints. Regulates state-chartered banks, credit unions, and lenders, and can answer related questions and concerns. Provides information about mortgage assistance programs, approved reverse mortgage counselors, and foreclosure filing. Also enables consumers to check to see if their lender is licensed. Banking Division does NOT distribute funds to distressed mortgage holders. Complaints about national banks should be directed to the Federal Office of the Comptroller of the Currency (OCC). Federal credit union complaints should be directed to National Credit Union Administration (NCUA).

What's Here

Consumer Education
Banking Regulation
Credit Union Complaints
Bank/Savings and Loans Complaints
Mortgage Delinquency and Default Counseling
Reverse Mortgage Programs

ASK CFPB | CONSUMER FINANCIAL PROTECTION BUREAU

Provides website with information and answers about a variety of financial institutions and transactions, including mortgages, money transfers, loans, debt, and credit. Consumers may submit a question online or browse popular topics to gain knowledge about personal finance. Provides a searchable directory of counselors for mortgage delinquency and default counseling.

What's Here

Consumer Education
Mortgage Delinquency and Default Counseling

SECURITIES DIVISION CONSUMER ASSISTANCE | VERMONT DEPARTMENT OF FINANCIAL REGULATION

Responds to Vermont investor complaints and investigates potential violations of security laws. Provides educational information about investing basics and securities laws on its website. Does NOT provide legal or financial advice to investors.

What's Here

Consumer Education
Investment Counselor/Firm Complaints

CONSUMER ASSISTANCE PROGRAM | OFFICE OF THE VERMONT ATTORNEY GENERAL

Provides a consumer complaint line for reporting incidents of consumer fraud or deception and investigates and prosecutes violations of Vermont's consumer laws. Issues scam alerts to inform the public of fraudulent telephone and Internet activities and mediates disputes between consumers and businesses. Automotive Consumer Assistance Program (AUTOCAP) handles complaints about vehicles purchased from a Vermont Auto Dealers Association (VADA) member. This program also handles complaints consumers may have with their propane company. Provides information and advise about telemarketing, charitable solicitation and debt collection calls. Sign-Up to automatically receive scam alerts through the VT Alert website.

What's Here

General Consumer Complaints
Consumer Education
Do Not Call Registries
Consumer Fraud Reporting
Identity Theft Reporting/Recovery Programs
Identity Theft Prevention
Automobile Complaints
Consumer Protection Agencies
Employment Discrimination Assistance
Fraud Prevention
Home Improvement/Repair Complaints
Cryptocurrency Complaints

CONSUMER PROTECTION | FEDERAL TRADE COMMISSION

Accepts consumer complaints regarding fraud and online privacy, and seeks refunds for groups of people affected by deceptive claims and services, such as cryptocurrency scams. Provides information about recent cases that resulted in consumer refunds, and suggestions about how consumers can proceed. The FTC cannot resolve individual consumer complaints, but when enough complaints are received about a particular organization or company, the FTC may open an investigation. Visit website to file a consumer complaint online or Mail a complaint to: Consumer Response Center, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.

What's Here

Consumer Protection Agencies
Consumer Education
Cryptocurrency Complaints
Consumer Fraud Reporting

BBB PROGRAMS AND SERVICES | INTERNATIONAL ASSOCIATION OF BETTER BUSINESS BUREAUS

Provides complaint resolution to the public, as well as purchase and protection tips, business and charity reviews, consumer purchase planning trends, and customer reviews. The organization also provides the BBB Military Line for retired, active, and reserve military consumers and their families. Services include consumer education, financial education, and dispute resolution. Consumer complaints will not be accepted via telephone. Complaint forms may be completed online, or a paper complaint form requested via telephone. Text "BBB" to 24587 to ask a question. Standard text messaging rates may apply.

What's Here

Consumer Protection Agencies
Consumer Education

CONSUMER AFFAIRS AND PUBLIC INFORMATION | VERMONT DEPARTMENT OF PUBLIC SERVICE

Provides information and assistance to help consumers self-advocate about utility issues, and provides a form for consumers to file complaints against regulated utility companies and billing or service related to unregulated broadband and wireless companies. Services may include information and education about how to address and resolve problems. Will also investigate, track, and attempt to resolve complaints by consumers against unregulated services such as broadband, wireless, cable modem, and Voice-Over Internet Protocol (VOIP). The Consumer Affairs and Public Information Division will assist ONLY if consumer has been unable to resolve the problem directly with the company. Vermont Department of Public Service (DPS) DOES NOT assist with consumer information or complaints about propane; complaints related to fraud should be addressed to the Attorney General's office. DPS does not provide direct financial assistance for bill payment. Utility Disconnection Protection: per Vermont law, utilities cannot be disconnected if the temperature is less than 10° F or less than 32° F for households with individuals aged 62 or older.

What's Here

Mediation
Consumer Education

HOUSING COUNSELING AND EDUCATION | CREDIT.ORG

Provides home pre-purchasing counseling and foreclosure prevention counseling, reverse mortgage counseling, as well as general homebuyer education.

What's Here

Housing Counseling
Consumer Education
Reverse Mortgage Programs
Mortgage Delinquency and Default Counseling

HOUSING EDUCATION AND COUNSELING | INCHARGE DEBT SOLUTIONS

Provides home pre-purchasing counseling and foreclosure prevention counseling, as well as general homebuyer education.

What's Here

Housing Counseling
Mortgage Delinquency and Default Counseling
Consumer Education

HOUSING COUNSELING PROGRAM | GREENPATH FINANCIAL WELLNESS

Provides home pre-purchasing counseling and foreclosure prevention counseling, reverse mortgage counseling, as well as general homebuyer education.

What's Here

Personal Financial Counseling
Consumer Education
Housing Counseling
Mortgage Delinquency and Default Counseling
Reverse Mortgage Programs

INSURANCE DIVISION CONSUMER ASSISTANCE | VERMONT DEPARTMENT OF FINANCIAL REGULATION

Provides information and guidance to consumers about all types of commercial insurance. Addresses questions and concerns, including the appeal of health insurance claim denials. Provides information about insurance rates and products, state insurance laws, licensed Vermont companies, and individual agents. Does NOT assist with issues concerning state or federal health insurance programs or exchanges.

What's Here

Insurance Complaints
General Insurance Fraud Reporting
Long Term Care Insurance Information/Counseling
Insurance Claims Assistance
General Health Insurance Information/Counseling
Consumer Education