Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment and development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, debt consolidation/repayment.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, debt consolidation/repayment.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. Works with the individual to develop a monthly household budget to address their income, expenses and debt as well as referrals to eligible programs to create a sustainable budget for basic living expenses. Also offers workshops that address money management including banking services, preparing for a personal/car loan or home mortgage, reviewing, repairing and rebuilding credit reports and paying down debt. Vermont Matched Savings Program accounts do not count as assets when applying for Reach Up and 3SquaresVT.

Offers one on one appointments with a certified counselor to go over topics such as customized household budgets, review of credit reports, and developing financial action plans.

Provides money management counseling services that include credit counseling, debt counseling, personalized budgeting, credit report education, bankruptcy counseling, and financial literacy training.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. Works with the individual to develop a monthly household budget to address their income, expenses and debt as well as referrals to eligible programs to create a sustainable budget for basic living expenses. Also offers workshops that address money management including banking services, preparing for a personal/car loan or home mortgage, reviewing, repairing and rebuilding credit reports and paying down debt. Vermont Matched Savings Program accounts do not count as assets when applying for Reach Up and 3SquaresVT.

Offers alternative arrangements for repayment of student loans under specified circumstances when borrowers are having trouble making their regular payments. Offers a student loan forgiveness/cancellation program providing specific terms for cancellation of all or some portion of federal student loan balances.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment and development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment and development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Provides support and social services coordination for those in need of help connecting with resources that are available to them including housing, employment, health, and child services. Additional services include cross-cultural education and information about integrating into Vermont communities, interpreter services, leadership development and advocacy, workforce development, domestic violence prevention/intervention, youth enrichment, and new American women's support groups.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, debt consolidation/repayment.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, debt consolidation/repayment. Chittenden County classes are held on-site; Addison, Franklin, and Grand Isle classes are held in various locations in those counties. Telephone to join email list for updates.

Provides money management counseling services that include credit counseling, debt counseling, personalized budgeting, school loan repayment counseling, bankruptcy counseling, and financial literacy training.

Provides short-term help with budgeting. Also helps with applications for services to help individuals and families to navigate systems and community resources.

Provides home pre-purchasing counseling and foreclosure prevention counseling, reverse mortgage counseling, as well as general homebuyer education.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment and development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Provides culturally sensitive financial and money management education to New Americans in their own language. When possible, offers financial "house parties" for members of specific immigrant communities, hosted by a participant and facilitated by CVOEO Community Ambassadors trained in financial education who speak the same language. Topics include banking in the US, building credit scores, budgeting, microbusiness development, buying a house or car, and more. Community Ambassadors also provide interpretation for 1:1 financial coaching appointments and offer support for traditional credit and budgeting classes as well. Also available are culturally responsive classes that go into greater depth on saving, home ownership as an asset, and starting and sustaining small businesses. Also offers talkline for help to learn how to get help with food, housing, renters’ rights, and more. Offers interpreted audio files about unemployment and EIDL/PPP loans for small businesses.

Assists individuals in completing applications for benefits, including housing applications, child care tuition subsidy application, health care application, disability applications, and application for financial assistance from Vemont Division of Economic Services. Assists with attempts to access local and state emergency financial assistance when applicable. Personal budgeting counseling sessions are offered and made available to all individuals seeking financial assistance. Does not provide directly any financial assistance. Does provide guidance and support coordination to assist individuals in accessing other local and state financial assistance programs. Partner agencies with designated office hours and personnel are co-located at MFCC and include Vermont Adult Learning and Howard Center.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Provides information and referrals for services such as financial and legal assistance counseling, relocation assistance, short term non-medical counseling, spouse employment and education, document translation and interpretation services, peer-to-peer support programs, and support for transition to civilian issues. Providers and peer supports are found locally, customarily within 30 miles of residence whenever possible. While serving, the Coast Guard community is supported by the Department of Homeland Security for their EAP needs.

Assists individuals seeking to improve their money management skills in monthly bill paying, debt reduction, savings and credit reports and credit repair. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses. Also offers workshops that address a wide variety of money management issues including banking services, consumer credit lending, and debt consolidation/repayment.

Provides money management counseling services that include credit counseling, debt counseling, personalized budgeting, student loan counseling, bankruptcy counseling, and financial literacy training.