Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides access to low-cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers. VHFA does NOT offer refinance loans or assistance with foreclosure. VHFA does not make loans directly to consumers or work directly with homebuyers, but offers low-interest mortgage programs for eligible borrowers through participating lenders located throughout the state. List of lenders are available online and application information.

Provides assistance programs in the form of Rehabilitation Loans, Emergency Repair Loans, Access Modification Grants, and Down payment Assistance (duplexes only). Check website for openings for new applicants.

Provides down payment grants towards the purchase of a single-family home. Funds available on a first come, first served basis.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment grants towards the purchase of a single-family home. Funds available on a first come, first served basis. Offers access to affordable home-purchasing programs and coordinates Neighborworks Homebuyer Education Workshops.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment grants towards the purchase of a single-family home. Funds available on a first come, first served basis.

Offers HomeBuyer's Workshops, as well as education and counseling that include pre-purchase credit and budget counseling, financial literacy and foreclosure issues, guidance on affordable mortgages and refinancing, home maintenance education, and assistance with home rehabilitation planning. Offers housing down payment loans for manufactured homes through its Housing Loan Fund.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment grants towards the purchase of an eligible single-family home and assists with obtaining a mortgage from a local bank. Funds available on a first come, first served basis.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment grants towards the purchase of a single-family home. Funds available on a first come, first served basis.

Provides down payment zero interest loans towards the purchase of a single-family home and facilitates resales of shared equity homes currently in the program.

Offers HomeBuyer's Workshops, as well as education and counseling that include pre-purchase credit and budget counseling, financial literacy and foreclosure issues, guidance on affordable mortgages and refinancing, home maintenance education, and assistance with home rehabilitation planning. Offers housing down payment loans for manufactured homes through its Housing Loan Fund.

Offers homebuyer education workshops and education and counseling sessions that include pre-purchase credit and budget counseling; financial literacy and foreclosure issues; guidance on affordable mortgages and refinancing; home maintenance education; and assistance with home rehabilitation planning.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.

Provides down payment grants towards the purchase of a single-family home. Funds available on a first come, first served basis.

Provides down payment zero interest loans towards the purchase of a single-family home. If the buyer owns and lives in the home for three or more years, the loan does not have to be repaid.