VHFA MORTGAGE AND DOWN PAYMENT ASSISTANCE | VERMONT HOUSING FINANCE AGENCY
164 Saint Paul Street, Burlington, VT 05402
By Email; By Telephone; By Website; Information On Website
Fees Vary
Vermont
Description
Provides access to low-cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers. VHFA does NOT offer refinance loans or assistance with foreclosure. VHFA does not make loans directly to consumers or work directly with homebuyers, but offers low-interest mortgage programs for eligible borrowers through participating lenders located throughout the state. List of lenders are available online and application information.
Last Assured
09/19/2025
Providing organization
VERMONT HOUSING FINANCE AGENCY
Vermont Housing Finance Agency (VHFA) is a state agency that develops affordable housing initiatives that finance and promote low cost, safe and decent housing opportunities for low and moderate-income Vermonters. VHFA offers low cost home ownership mortgage products to qualified Vermont home buyers, and issues housing tax credits for non-profit and for-profit developers to create and preserve affordable rental housing. VHFA supports a number of other initiatives that address a wide spectrum of housing needs in Vermont.