Provides access to low-cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers. VHFA does NOT offer refinance loans or assistance with foreclosure. VHFA does not make loans directly to consumers or work directly with homebuyers, but offers low-interest mortgage programs for eligible borrowers through participating lenders located throughout the state. List of lenders are available online and application information.

Provides a fund in the form of grants and loans for first-time homebuyers and homeowners. Grants and loans include Down Payment Assistance, Home Improvement, Interest Rate Buydown, and Affordable Housing Construction and Rehabilitation programs. All applications can be found on the City of Winooski website. Applications can be sent via email, dropped off at Winooski City Hall or at participating financial institution branches.

Provides low interest loans and grants to help build, purchase, or repair a single family home. Funds may also be used in approved mobile home parks. The Vermont Rural Development Montpelier Office is closed until further notice as a result of the July 2023 flood damage. In Person visits are not available at this time. Consult local Rural Development office for more information on specific programs. Program funds are subject to availability.

Provides low interest loans and grants to help build, purchase, or repair a single family home. Funds may also be used in approved mobile home parks. The Vermont Rural Development Montpelier Office is closed until further notice as a result of the July 2023 flood damage. In Person visits are not available at this time. Consult local Rural Development office for more information on specific programs. Program funds are subject to availability.

Provides low interest loans and grants to help build, purchase, or repair a single family home. Funds may also be used in approved mobile home parks. The Vermont Rural Development Montpelier Office is closed until further notice as a result of the July 2023 flood damage. In Person visits are not available at this time. Consult local Rural Development office for more information on specific programs. Program funds are subject to availability.