Provides loans, financial products, and financial services to individuals for small businesses, nonprofit organizations, community facilities, early care and learning businesses, and affordable housing. Offers business development assistance services and support at no cost to borrowers and clients. Provides loans to community organizations and facilities that provide essential services and opportunities to Vermonters, including rural health centers, youth/family organizations, recreational centers, elder care facilities, arts organizations, preservation organizations, historical societies & other cultural organizations. Offer business advisory services and support at no cost to borrowers and clients.