VHFA MORTGAGE AND DOWN PAYMENT ASSISTANCE | VERMONT HOUSING FINANCE AGENCY

164 Saint Paul Street, Burlington, VT 05402

Eligibility

Visit Website for Eligibility Requirements

Hours

By Appointment: Monday-Friday: 8:00am-4:30pm

8028645743

Voice - Information & Services

8003395866

Voice - Toll Free

https://www.vhfa.org/homebuyers

Fees

Fees Vary

Service area

Vermont state

Description

Provides access to low-cost, flexible home ownership mortgage programs for individuals in need of affordable, low-interest mortgage financing. Program also offers a down payment assistance program for eligible first-time home buyers.

Last Assured

01/02/2026

What's Here

Low Interest Loans Housing Down Payment Loans/Grants First Time Homeowners Home Purchase/Mortgage Refinance Loans

Providing organization

VERMONT HOUSING FINANCE AGENCY

Vermont Housing Finance Agency (VHFA) is a state agency that develops affordable housing initiatives that finance and promote low cost, safe and decent housing opportunities for low and moderate-income Vermonters. VHFA offers low cost home ownership mortgage products to qualified Vermont home buyers, and issues housing tax credits for non-profit and for-profit developers to create and preserve affordable rental housing. VHFA supports a number of other initiatives that address a wide spectrum of housing needs in Vermont.